Financial Projections

A financial plan is essential to any business plan. But it’s also essential to you as a business owner, to give you a solid grasp of your finances.

We ensure within the plan we can translate your goals into specific targets, predict any forthcoming problems that may occur, offer vital feedback and control tools.

An outline of your company's growth strategy is essential to a business plan, but it just isn't complete without the numbers to back it up. We usually work with the feasibility studies or market research to back up those numbers, alternatively working with the founders to supply necessary information to create accurate projections.

Many entrepreneurs get confused about accounting vs. projections because the financial projections that you include- profit and loss, balance sheet, and cash flow- look similar to accounting statements your business generates. But accounting looks back in time, starting today and taking a historical view. Business planning or forecasting is a forward-looking view, starting today and going into the future.

Financial reports would include :

• Cash Flow Forecast
• Profit & Loss Forecast
• Balance Sheet Forecast
• And some quick takeaway information:
• General Assumptions
• Sales Forecast
• Start-up Costs
• Running Costs
• Salaries & Contracts
• Funding Requirements

When it comes to financial projections, we can predict the upcoming 12 months for your start up in great detail, offering monthly updates, this is something investors require to see when taking a chance on a start-up or invest in the scale-up.

Hindsight is 20/20, so we at B&F services make sure within your financial projection we include a month by month projection for the first year, followed by annual projections for a three, five or ten years.

While every business is unique, we often leverage our experience and inventory of models to deploy specific sets of assumptions and formulae structures that allows us to quickly build models that address common needs within each tech sector.

These may include :

• Modelling of digital marketing channel performance;
• Subscription based pricing;
• Cohort analysis where customer acquisition, or revenue is not linear in nature;
• Modelling of cloud computing costs with step changes;
• Modelling of capital purchases and disposals using straight line or reducing balance methods; and
• Modelling of additional entities using consolidation journals.

In addition, we include a budget plan that takes into consideration rapid growth, staff cost & expenditure.

Please consider that most of the financial projections are supported by market research. We would require to prepare market research ourselves or have a detailed information about the target clients and your market from the business owner.